Terms Of Use

Terms Of Use

These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Company. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Service.

Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users and others who access or use the Service.

By accessing or using the Service You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms and Conditions then You may not access the Service.

You represent that you are over the age of 18. The Company does not permit those under 18 to use the Service.

Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Privacy Policy of the Company. Our Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your personal information when You use the Application or the Website and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Service.


Health Cover Now is compensated for its services by commissions paid by health and travel insurance companies. Your agreement to purchase health or travel insurance through us constitutes your permission to the firm to receive a commission.

If an individual or corporation hires Health Cover Now services or receives advice without purchasing a policy. In that case, we reserve the right to charge a fee for the services and specialised advice provided. Fees will include adviser time as well as any expenses made by the company, such as international calling charges.

Website hyperlinks

Health Cover Now makes no representations about any other websites that you may visit through this one or that may link to it. Without our permission, links to this website are not permitted. Please send inquiries to [email protected]. Links on this website may lead to areas outside our control, and you acknowledge that all dealings with third-party website operators are subject to the terms and conditions of the third-party operator. We are not liable for any loss or damage incurred as a result of using those websites or their pages.


Users agree to indemnify Health Cover Now for any and all losses and costs incurred as a result of any violation of these terms and conditions. We have the right to enforce this right in relation to any such breach or any subsequent breach of these terms and conditions at anyPayment and purchase

Purchase of Health Insurance

Your information submission does not represent an acceptance of your request or confirmation of an offer. We will notify you when your offer to acquire a product is recorded in our system, as well as whether your request is accepted or refused. Any insurance policy confirmation notification may be issued electronically or on paper. A legally enforceable contract does not rely on you obtaining written notice.

The information about products and services available on this website is not a complete representation of the final terms and conditions or the specific coverage provided by such products and services. The appropriate terms and conditions for each specific goods you desire to purchase will be made available to you either physically or online. The specific terms and conditions of any goods on offer shall apply.

When you request a health insurance quotation using this website, you will receive it online. You may request your preferred product if you accept the quote and the necessary terms and conditions, and fill every needed field in respect to your details. Your request will be accepted or rejected based on the information you submit. If your application for health insurance and/or travel insurance is accepted and successful, a binding insurance agreement will be issued for you. Only after a successful charge against the credit card used in the transaction and receipt of payment by the insurer will a binding insurance agreement be presented. time, even after the immediate event.

In regard to the policies and insurance of any product on offer, the specific terms and conditions of that product shall take precedence over any conflicts with the ‘Terms and Use’ agreement of this website.

Before we can process or confirm international health insurance coverage, you must fully and accurately inform us of all you know, or could reasonably be expected to know, that will be relevant while requesting a health or travel insurance policy.

Policy against spam

We have a rigorous anti-spam policy. Spam is an unsolicited email, often known as UCE (Unsolicited Commercial Email). We strictly prohibit the sending of unsolicited mass emails. No message filtering method is perfect, and legitimate messages will occasionally be filtered out. If you suspect this has occurred with a message you sent, please notify the message recipient via another method. If you feel that Health Cover Now has been used to send spam, please contact us at [email protected] and we will look into it further. We reserve the right to change this anti-spam policy at any moment by posting a new version on this website.


We do not accept responsibility for any loss, damage (including direct, special, or consequential loss or damage), however caused (including through negligence) which you may directly or indirectly suffer in connection with your use of this Site or any linked website, nor do we accept any responsibility for any loss arising out of your use of or reliance on information contained on or accessed through this Site.

Contact Us

If you have any questions about our Terms of Use, You can contact us: