Our Story

Profile Photo of Richard Yates

Navigating Your Insurance Journey – Meet Our Founder 


Meet Richard Yates, the driving force behind Health Cover Now. Richard has extensive experience in employee benefits and expat health insurance, including leadership roles with Allianz Worldwide Care overseeing their China and Asia operations.


He has also worked with major travel risk organizations such as International SOS and Europ Assistance and has managed countless emergency evacuation cases and inpatient hospital admissions for expatriate clients.


Richard is extremely passionate about his business and provides a friendly and helpful attitude to every customer contact.


At Health Cover Now, we’re not just brokers—we’re an experienced team of advisors who have all experienced the challenges of living abroad in a foreign country.


Health Cover Now has carefully selected a panel of  over 25  insurance companies to provide you with unbiased tailored advice.  It’s important to note that we’re not a tied-agent to a single insurer, therefore we aim to provide you with the most suitable policy at a price that meets your budget.


We take the time to discuss your needs and understand your personal situation. Because let’s face it, not all plans are equal, and  not all  clients have the same needs.


Medical systems abroad can be overwhelming and daunting and can quickly add to your anxiety levels when trying to seek appropriate medical care. This is why it is critical  to have a trusted and reliable broker supporting you and managing communications with your insurer.


We pride ourselves on our in-depth industry knowledge and our human-centric approach to client support, making us one of the most trusted and reliable brokers in the market.